Thanks for checking out this site. I’ll try to briefly describe what I’m trying to do here.

I noticed that there are many sites about saving money for families and, well, ‘moms’. I couldn’t find any resources for young adults who are just starting their life on their own and could use advice on how to party and have fun while still being able to afford to pay for rent and food. I decided to start ThriftyTricks and share my experience on this subject while developing even more hacks and tricks to share with readers and use myself. I personally hate fluff and ‘obvious’ advice, so I try to keep this blog’s content as actionable and useful as possible.

These are the main ideas that I try to share on this site:

Move out as soon as possible

Young people should move out from their parents’ house as soon as possible. I did it when I was 16, and I met a few outstanding individuals who did as well. It makes you grow up much quicker and lets you grasp your life with both hands.

Be frugal even if you have money

Many millionaires are extremely frugal (examples) – you don’t have to eat pbj’s every day, but having a frugal mindset will always be useful. I’m stealing this quote from the Money Matters site: “Live like a pauper with a ton of cash, not like a king going broke.

Stop living paycheck to paycheck

Even if your income is low or irregular, make it a habit to put some money into savings. If you never did that before or are unable to afford more, try for example saving all fivers (5 dollars, euros, pounds, or whatever) that you get as change when purchasing with larger bills or just simply start putting all your loose change into a jar.

Throw (or sell) shit away

Regularly get rid of stuff that you don’t need anymore. Owning things only  makes you want to own more, it’s almost like an addiction – make it a rule to throw one or two things away every time you acquire something new. This will help you get over the addiction to owning stuff and save you money in the long run.

Keep away from or get out of debt

If at all possible (and most times it is), try not getting a student loan, credit card, or any type of mortgage or loan unless you have a clear idea of how you’ll be able to pay it off easily.

Leverage the power of digital tools to save money

Internet is providing us with many great tools, some of which are even free – for example, Skype and Google Voice can replace a cell phone plan, and a simple thermostat will save you money on energy. Also, use apps for tracking your spending.

Buy by quality, not by price

Oftentimes, purchasing the cheapest item will result in the item lasting a lot less time than the expensive option would. Weigh your decision carefully and consider investing more money if you can be sure it will pay off.

Define your wants and needs

Always ask yourself if you really need the item you’re going to buy. Can it be replaced with something else? Try to realize for the power of advertising and become aware of which wants are triggered by which marketing manipulations.

Go on a purchasing detox

To reset your buying mindset and become slightly more immune to advertising, go on a detox every couple of months. Don’t buy anything (that’s NOTHING) for couple of days.

DIY and improvise

Before buying anything, think about how you could replace it with something cheaper or something that you already own. For example, there are plenty of tools in the kitchen that can be perfectly replaced with basic tools.

That’s that. You’re welcome to share this mini manifesto – and of course, welcome to the site!

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